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So you are ready to buy a new something – maybe it’s a TV or Stereo, or maybe it’s a new car. Either way any purchase over a few hundred dollars deserves some research. A little research can go a long way and with all the information you need available online it is easy to [...]
So you need to eat – we can all agree on that – but what should you really be spending each month on groceries? My girlfriend and I went to the grocery store last night and by the time we were done the total was $180 for one week of groceries! For two people this [...]
As you know if you’ve read the “About MoneySaver.us” section of this blog – I haven’t always been a money saver. In fact – I was a big money-spender for quite some time. You learn a lot from your mistakes and Entertainment is where a majority of my money went during and shortly-after college. Now [...]
Most likely the answer to this question is – no. Most people in the world don’t have a budget – they may spend less than they make but they don’t have a budget to track it. Of course spending less than you make is essential to the health of your personal finances – but keeping [...]
To those who read my blog I would first like to say – “Thank You!” I hope my blog has helped you save money and with each post I hope to bring all my readers one step closer to financial freedom. As a blogger and money-saver I like to read a number of personal finance [...]
Okay – this might sound ridiculous but hey – many people drink beer and saving money on beer can actually save you money every month. First I’ll start by saying that I’m not going to tell you to drink Natural Ice or some awful tasting beer to save money. Instead I’m going to tell you [...]
Any way that you can reduce a recurring expense can help you put money into an emergency fund or investment account. Just saving $25-$50/month can add-up over a few years and car insurance is a great place to save. Like most people you’ve probably used the same car insurance company for a while. When you [...]
So it has happened to all of us at some point in time – our bank account balance goes negative and we get hit with a nasty overdraft fee or two (or more). These fees were created by banks to give you the impression that you are being protected since they pay the vendor so [...]
Did you know that you could be paying hundreds of dollars in interest every month that you don’t have to pay? Many Americans pay their credit cards late and even just one small slip-up and you could find your interest rate up at around 30%!
The problem is, most people think there is nothing they can [...]
Most Americans live paycheck to paycheck spending every last dime by the end of the month. The sad thing is that many people consider themselves financially responsible when they do this. They say things like – “I can afford everything I buy” or “I am living within my means.” While this is definitely better than [...]
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Do you like to save money? I do, but I was not always this way. After spending years spending I learned the importance of saving and investing. Now I teach other people how to save money and live better.